Construction cash flow forecasting

See cash problems weeks before they hit

A rolling cash flow forecast built around your jobs, billing, retainage and payroll, so you know what's coming and can plan for it instead of reacting.

Book a 30-minute call See how it works

Is it time?

Signs you need a cash flow forecast

You check the bank balance before every payroll.
You're profitable on paper, but cash is always tight.
Slow payments and retainage leave you carrying jobs.
You're not sure you can afford a new hire, truck or job.
Big bills catch you off guard.
Your line of credit feels like a lifeline.

What's included

What your cash flow forecast includes

Profit and cash are not the same thing. Retainage, slow-paying customers and upfront job costs can drain cash from a profitable company. A forecast shows you where it's going before it's gone.

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Rolling weekly forecast
Cash in and cash out for the coming weeks, updated as jobs and payments change.
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Built around your jobs
Billing schedules, retainage and job costs tied to the work you actually have.
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Early warnings
See tight weeks in advance, so you can adjust billing, timing or spending.
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What-if planning
Test a new hire, truck, equipment purchase or big job before you commit.
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Collections and billing review
Find where cash is stuck in receivables and retainage, and how to free it up.
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A monthly cash review
In person or by video. We go over your forecast and agree on next steps.

Client result · Contractor, $8M → $10.5M

2.3x more cash

Average month-end cash went from about $1.0M to about $2.3M after we built a cash flow forecast, fixed underpriced jobs and restructured the P&L.

See more results →

How it works

Three simple steps to get started

1
Book a 30-minute call

Tell us where the business is and where you want it to go. No pitch.

2
Start with the Profit Punch List

A $495 review of your financials with a 60-minute call on your top priorities. Credited toward your first month if you continue within 30 days.

3
Get ongoing support

Monthly cash forecasting and reporting, scaled to what your business needs.

FAQ

Cash flow forecasting questions

What is a cash flow forecast?

A cash flow forecast projects the cash coming into and going out of your business over the coming weeks and months. It shows whether you'll have enough cash to cover payroll, bills and new work.

Why am I profitable but always short on cash?

Profit counts work when it's earned. Cash comes in when customers pay. Retainage, slow payments, upfront material and labor costs, and growth can all tie up cash in a profitable company.

How far ahead does the forecast look?

We typically forecast week by week for the next few months, with a longer monthly view for planning bigger decisions.

How does retainage affect cash flow?

Retainage holds back part of what you've earned until the job is finished, sometimes for months. On a growing backlog it can tie up a lot of cash, so we track it in your forecast.

What accounting software do you work with?

Most of our clients use QuickBooks Online or Desktop. If you're on something else, let's talk.

How much does it cost?

Most clients start with the $495 Profit Punch List. Monthly support is scoped to what your business needs, and we'll give you a clear price after the review.

Know where your business stands.

Start with a 30-minute call.

Book a 30-minute call