Fractional CFO for contractors

A CFO for your construction business, without the full-time salary

Cash flow forecasting, budgeting and planning from a CPA who understands how contractors run. You get clear numbers and a straight answer before the big decisions.

Book a 30-minute call See how it works

Is it time?

Signs you're ready for a fractional CFO

Revenue is growing, but cash still feels tight.
You're weighing a big hire, truck or equipment purchase.
You're bidding bigger jobs and want to know you can carry them.
Your bank or surety is asking harder questions.
You get financials every month but aren't sure what to do with them.
You're making the money decisions alone.

What's included

What your fractional CFO handles

Bookkeeping tells you what happened. A CFO helps you decide what to do next. We start from accurate books, then turn your numbers into a plan for cash, pricing and growth.

✓
Cash flow forecasting
A rolling forecast built around your pay apps, retainage and payroll, so tight weeks show up early.
✓
Budgets and planning
An annual budget and growth plan you can measure against every month.
✓
Pricing and margin review
Overhead and labor rates built into your bids, with job margins tracked against what you bid.
✓
Hiring and equipment decisions
Run the numbers before you commit, so you know what you can afford and when.
✓
Bank and surety reporting
Management reports and WIP schedules ready to share with your lender and bonding agent.
✓
A monthly decision meeting
In person or by video. We walk through your custom dashboard and agree on next steps.

Client result · Contractor, $8M → $10.5M

2.3x more cash

Average month-end cash went from about $1.0M to about $2.3M after we built a cash flow forecast, fixed underpriced jobs and restructured the P&L.

See more results →

How it works

Three simple steps to get started

1
Book a 30-minute call

Tell us where the business is and where you want it to go. No pitch.

2
Start with the Profit Punch List

A $495 review of your financials with a 60-minute call on your top priorities. Credited toward your first month if you continue within 30 days.

3
Get ongoing CFO support

Monthly forecasting, reporting and planning, scaled to what your business needs.

FAQ

Fractional CFO questions

What is a fractional CFO?

A fractional CFO is an experienced finance leader who works with your company part-time. You get forecasting, planning and decision support without paying a full-time CFO salary.

How is this different from my bookkeeper?

Your bookkeeper records what happened. A fractional CFO uses those numbers to plan ahead: cash, pricing, hiring and growth. We can work alongside your bookkeeper or handle the monthly close ourselves.

Do you only work with contractors?

We focus on construction and the trades, including general contractors, subcontractors, civil and site work, HVAC, electrical and plumbing, and home builders. We also work with service businesses.

Do you work with companies outside Houston?

Yes. We meet in person with clients in the Houston area and by video with clients in other states.

What accounting software do you work with?

Most of our clients use QuickBooks Online or Desktop. If you're on something else, let's talk.

How much does it cost?

Most clients start with the $495 Profit Punch List. Monthly support is scoped to what your business needs, and we'll give you a clear price after the review.

Know where your business stands.

Start with a 30-minute call.

Book a 30-minute call